Insurance Specialists

About Us

We are seeking qualified agents to service existing clients in Virginia Beach, Raleigh, NC and Roanoke Va.

bo_millsArthur “Bo” Mills

Phone: (804) 965-0042

Entered the insurance business in 1978 with Integon Life. Promoted to General Agent in 1982. Recruited by Liberty Life as Regional Manager in 1985 to recruit and train agents. Promoted to Director of the North East Region. Formed Benefit Alternatives in 1993. Continued recruiting independent agents to market employee benefits, annuities and life insurance. Personally served in the capacity of both power of attorney and executor of an estate.

Norman-AllenNorman Allen

Director of Voluntary Benefits
Phone: (804) 897-0097

Entered the insurance business with Southland Life in 1964. Excelled in both agency building and personal production for the following 20 years. Joined James River Financial group as Vice President of work site marketing where he received major endorsements and countless production awards. Formed the Allen Agency in 1993 specialized in employee benefits and retirement planning. Mr. Allen is well known for his personal customer service and knowledge.

ray_boothRay Booth

Phone: (703) 221-2112

Entered the insurance business in 1973. Ray consistently receives top awards from the companies he represents. He completes all current studies to remain extremely knowledgeable in the areas of financial and Estate planning. Ray specializes in 401-K, 403-B and Government TSP rollovers. He works with both the EPA and Census Bureau providing retirement advice to his ever growing number of clients. Many of his client’s roll their current plan while still working to guarantee their retirement funds keep growing.


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Hi Bo,I would like to add a comment to Benefit Alternatives's website. Will you forward it to the appropriate person?"Bo Mills is pleasant to work with and will always go the extra mile in protecting his clients' best interests. He understands the current and confusing economic conditions we face today. I highly recommend 8 0 for his wealth of experience, knowledge and integrity. He truly cares about his clients and their needs."Thanks!
Bo Mills has handled both my retirement and life insurance for over ten years. His recommendation prevented any losses to my retirement account when the market dropped in 2008. My funds continue growing today without the fees or losses associated with my prior plan. In addition, he showed me how to fund and grow future tax free income. My potential estate tax liability is covered for the benefit of my children. Bo stays current and knowledgeable on economic conditions today. His recommendations have proven results. Highly recommend Bo Mills for his experience,honesty and integrity.
Norman Allen has services our account for more than 25 years with various employee benefits. Norman has always extended his personal touch to the business relationship and to our employees. We've never had to deal with providers without Norman Allan by our side, or out in front leading the way to bring resolution to any issue or concern. Mr. Allan has always represented us as if he were on out payroll. Truly a reliable, dependable and responsible business associate you can trust.
Bo Mills has handled my life insurance for over thirty years. He always offered the best rate and followed up with prompt, friendly service. Bo never pushed or tried to sell anything. He offed the best solution for my needs. Highly recommend him for his knowledge and sincere desire to help.
Bo is one of the only insurance people I know which places your needs first. He handled my business insurance while self employed back in 1983 and has continued ever since. Guy you can trust who goes the extra mile to please. Insurance can be complicated and he knows the business. Good to have someone you can trust!