Federal Employee Retirement & Benefit Options

Benefit Alternatives is experienced in crafting retirement and benefit plans for Federal Employees based on your circumstances and retirement goals.

Benefit Alternatives can help federal employees aged 59 ½ to roll their existing Thrift Savings Plan (TSP) retirement account while still working to alternative secure plans with Immediate Access to Funds, Flexible Options and potential High Interest Returns without Downside Market Risk*

Benefit Alternatives offers plan options that allow you to receive your Full Individual Monthly Retirement Income while still providing Full Funding for your Spousal Survivor benefit.*

Federal group life insurance (FEGLI) rates increase dramatically after retirement. Benefit Alternatives offers life insurance options with fixed premiums allowing you to provide for your loved ones and have peace of mind knowing your rates will never increase.

*Not all applicants will qualify


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Hi Bo,I would like to add a comment to Benefit Alternatives's website. Will you forward it to the appropriate person?"Bo Mills is pleasant to work with and will always go the extra mile in protecting his clients' best interests. He understands the current and confusing economic conditions we face today. I highly recommend 8 0 for his wealth of experience, knowledge and integrity. He truly cares about his clients and their needs."Thanks!
Bo Mills has handled both my retirement and life insurance for over ten years. His recommendation prevented any losses to my retirement account when the market dropped in 2008. My funds continue growing today without the fees or losses associated with my prior plan. In addition, he showed me how to fund and grow future tax free income. My potential estate tax liability is covered for the benefit of my children. Bo stays current and knowledgeable on economic conditions today. His recommendations have proven results. Highly recommend Bo Mills for his experience,honesty and integrity.
Norman Allen has services our account for more than 25 years with various employee benefits. Norman has always extended his personal touch to the business relationship and to our employees. We've never had to deal with providers without Norman Allan by our side, or out in front leading the way to bring resolution to any issue or concern. Mr. Allan has always represented us as if he were on out payroll. Truly a reliable, dependable and responsible business associate you can trust.
Bo Mills has handled my life insurance for over thirty years. He always offered the best rate and followed up with prompt, friendly service. Bo never pushed or tried to sell anything. He offed the best solution for my needs. Highly recommend him for his knowledge and sincere desire to help.
Bo is one of the only insurance people I know which places your needs first. He handled my business insurance while self employed back in 1983 and has continued ever since. Guy you can trust who goes the extra mile to please. Insurance can be complicated and he knows the business. Good to have someone you can trust!